Reverse Mortgages · Reviewed for 2026
Reverse mortgage quotes for homeowners 62+
Convert your home equity into tax-free funds with a HECM. Compare offers from FHA-approved lenders.
- ✓ FHA-insured HECM loans
- ✓ No monthly mortgage payments
- ✓ Stay in your home
Mutual of Omaha Reverse Mortgage
Top-rated HECM lender
"Best overall for trust, rates, and product range."
Best for: Most homeowners 62+
The Rankings
Top 3 Reverse Mortgages Providers
Each provider is independently rated by our editorial team based on pricing, transparency, customer experience, and product strength.
- 1
Mutual of Omaha Reverse Mortgage
Top-rated HECM lender
4.7Best for: Most homeowners 62+
"Best overall for trust, rates, and product range."
Pros
- A+ BBB rating
- HECM & jumbo options
- Nationwide availability
Cons
- Origination & insurance fees apply
- Counseling required
- 2
Finance of America Reverse
Largest non-bank reverse lender
4.5Best for: Jumbo / high-value homes
"Go-to for homeowners with property values above the FHA limit."
Pros
- HomeSafe jumbo up to $4M
- Flexible payout options
- Strong loan officer network
Cons
- Pricing varies widely by region
- Mixed customer-service reviews
- 3
Longbridge Financial
HUD-approved with platinum option
4.4Best for: Personalized counseling
"Excellent for borrowers who want hands-on guidance."
Pros
- Free education kit
- Platinum proprietary product
- Strong agent training
Cons
- Slower processing times reported
- Limited online tools
Our Methodology
How we review reverse mortgages providers
Our editorial team evaluates providers across four pillars: pricing transparency, product strength, customer experience, and independent ratings from sources like AM Best, BBB, J.D. Power, and verified user reviews. We update rankings quarterly and never accept payment to alter editorial scores.