Annuities · Reviewed for 2026
Compare annuity quotes for retirement income
Lock in guaranteed lifetime income with a fixed, indexed, or variable annuity from A-rated insurance carriers.
- ✓ Fixed, indexed & variable
- ✓ A-rated carriers
- ✓ Tax-deferred growth
MassMutual
A++ rated mutual insurer
"Top-tier financial strength — a benchmark for guaranteed income."
Best for: Lifetime income guarantees
The Rankings
Top 3 Annuities Providers
Each provider is independently rated by our editorial team based on pricing, transparency, customer experience, and product strength.
- 1
MassMutual
A++ rated mutual insurer
4.8Best for: Lifetime income guarantees
"Top-tier financial strength — a benchmark for guaranteed income."
Pros
- A++ AM Best
- Strong dividend & income riders
- Fixed and variable options
Cons
- Agent-led process
- Surrender periods up to 10 years
- 2
New York Life
Industry leader in fixed annuities
4.7Best for: Conservative retirees
"One of the most trusted names in guaranteed retirement income."
Pros
- A++ AM Best
- Highly customizable income riders
- Strong reputation
Cons
- Lower headline rates
- Sold via captive agents
- 3
Athene
Leader in fixed indexed annuities
4.5Best for: Indexed accumulation
"Best for upside-linked-to-the-market with downside protection."
Pros
- Competitive participation rates
- A+ AM Best
- Multiple index choices
Cons
- Caps and spreads can be complex
- Surrender charges apply
Our Methodology
How we review annuities providers
Our editorial team evaluates providers across four pillars: pricing transparency, product strength, customer experience, and independent ratings from sources like AM Best, BBB, J.D. Power, and verified user reviews. We update rankings quarterly and never accept payment to alter editorial scores.