Business funding from $5k to $5M

The Rankings

Top 4 Business Loans Providers

Each provider is independently rated by our editorial team based on pricing, transparency, customer experience, and product strength.

1. 1

   Bluevine

   Lines of credit up to $250K

   4.7

   Best for: Working capital

   "Fastest line of credit for SMBs that need working capital this week."

   Pros

   • Funds in as little as hours
   • Revolving credit line
   • No prepayment fees

   Cons

   • 6+ months in business required
   • $10K monthly revenue minimum
2. 2

   OnDeck

   Term loans + lines for established SMBs

   4.5

   Best for: Established businesses

   "Repeat-borrower rate discounts can rival traditional bank pricing."

   Pros

   • Same-day funding option
   • Loyalty rate discounts
   • Up to $250K

   Cons

   • Higher APRs than bank loans
   • Daily/weekly repayment
3. 3

   SBG Funding

   SBA & term loans up to $10M

   4.6

   Best for: Larger funding needs

   "Best for established businesses needing six- or seven-figure capital."

   Pros

   • Up to $10M loan amounts
   • SBA & term loans
   • Fast underwriting

   Cons

   • Requires 2 years in business
   • Tighter credit requirements
4. 4

   Lendio

   Marketplace of 75+ business lenders

   4.6

   Best for: Comparing every option

   "One application unlocks offers across nearly every business-loan type."

   Pros

   • 75+ lender network
   • All loan types covered
   • One application

   Cons

   • You ultimately work with partner lender
   • Quality varies by partner